Thank you for this honest and vulnerable account of where you are. I'm in a similar position, 61 years and many of my friends have done very well, while I have repeatedly tried to found new ventures in the hope of creating something truly valuable one day. It hasn't happened yet, and time is running out. My life has been a blend of extremes: wonderful, healthy, surrounded by love and great friends, and at times torpedoed by tragic losses and catastrophic events. It all adds up to a charmed life, yet I continue to blame myself for my lack of wealth - I downgrade myself and my self worth because I don't fly private and don't own a majestic home and a collection of exotic cars.